After an Accident
Recorded statements, quick offers, and blame-shifting. Learn the tactics insurers use and how to protect yourself.
The Recorded Statement
Adjusters often ask for a recorded statement early, then use your words to minimize your claim or shift blame under Minnesota's comparative fault rule. You're usually not required to give one to the other driver's insurer.
The Quick Lowball Offer
A fast, low settlement offer is designed to close your claim before you understand its value or your injuries fully develop. Signing a release ends your claim for good.
Disputing Your Injuries
Insurers may argue your injuries are pre-existing, exaggerated, or unrelated to the crash. Consistent medical care and documentation counter these arguments.
How to Protect Yourself
Be cautious in communications, document everything, follow your treatment plan, and consider a free case review before accepting any offer or signing anything.
This article is general information, not legal advice. Every case is different. For guidance on your specific situation, call 973-566-5599 for a free, confidential case review.