Car & Auto Accidents
If the at-fault driver flees, you still have options. Learn how Minnesota UM coverage protects hit-and-run victims.
Uninsured Motorist Coverage Steps In
When a hit-and-run driver can't be identified, your uninsured motorist (UM) coverage can provide compensation for your injuries — coverage Minnesota requires drivers to carry.
Report It Promptly
Call the police immediately and report the crash to your insurer. Prompt reporting is usually required for UM claims and helps any investigation to identify the fleeing driver.
Gather What You Can
Note the vehicle description, partial plate, direction of travel, and any witness information. Nearby surveillance or traffic cameras may have captured the incident.
Your Own Insurer May Push Back
Even on a UM claim, your insurer may dispute the value of your injuries. An attorney can help you pursue the full benefits you're owed.
This article is general information, not legal advice. Every case is different. For guidance on your specific situation, call 973-566-5599 for a free, confidential case review.