Claims & Compensation
Injuries that keep you from work create real losses. Learn how lost wages and earning capacity are claimed in Minnesota.
Lost Wages vs. Lost Earning Capacity
Lost wages are the income you've already missed because of your injury. Lost earning capacity is the future income you'll lose if your injury affects your ability to work going forward.
PIP and Wage Loss
Minnesota PIP coverage pays a portion of lost wages after a motor-vehicle injury, regardless of fault. Serious injuries may also support a liability claim for additional wage loss.
Documenting Your Losses
Pay stubs, employer statements, tax records, and medical documentation of your work restrictions support a wage-loss claim. Self-employed individuals can document losses through business records.
Future Losses Require Experts
Projecting lost earning capacity often requires medical and vocational experts. An attorney coordinates this evidence to capture your full losses.
This article is general information, not legal advice. Every case is different. For guidance on your specific situation, call 973-566-5599 for a free, confidential case review.