Other Vehicle Accidents
Minnesota is bike-friendly, but cyclists face real risks. Learn how PIP can apply to cyclists and how to protect your claim.
Cyclists and PIP Coverage
Many cyclists don't realize that, in Minnesota, a bike rider struck by a motor vehicle can often access PIP benefits — through their own auto policy or the policy on the vehicle involved. This can cover medical bills and lost wages even before fault is settled.
Common Crash Types
Drivers failing to yield, 'dooring,' unsafe passing, and right-hook turns cause many crashes. Minnesota law requires drivers to give cyclists safe space, and violations help prove liability.
Serious Injuries
Cyclists face fractures, road rash, and head injuries. Wearing a helmet is wise, but not wearing one doesn't automatically bar recovery.
Document Everything
Photos, witness information, and prompt medical care all strengthen a cyclist's claim. A free review can clarify your options.
This article is general information, not legal advice. Every case is different. For guidance on your specific situation, call 973-566-5599 for a free, confidential case review.