Other Vehicle Accidents
Minnesota's riding season is short and risky. Learn how no-fault rules treat motorcycles and how riders can protect their claims.
Motorcycles and No-Fault
A crucial fact for Minnesota riders: the state's No-Fault Act defines a 'motor vehicle' as having four or more wheels, which generally excludes motorcycles from PIP coverage. This means a rider's path to compensation usually runs through the at-fault driver's liability coverage and the rider's own UM/UIM coverage.
Fighting Rider Bias
Insurers and juries sometimes assume motorcyclists are reckless. This bias can unfairly reduce recovery under comparative fault. Strong evidence of the other driver's negligence — especially in common left-turn crashes — is essential.
Serious Injuries
With little protection, riders suffer severe injuries: fractures, road rash, and traumatic brain or spinal injuries. Full documentation of these injuries supports a complete claim.
Get a Review
Because motorcycle claims have unique coverage issues, a free review with a Minnesota attorney is especially valuable for injured riders.
This article is general information, not legal advice. Every case is different. For guidance on your specific situation, call 973-566-5599 for a free, confidential case review.